Privacy Policy

What Information We Collect

Information You Never Have to Provide

Our calculators work without any login, registration, or personal information. You don't need to create an account. You don't need to tell us your name, email, phone number, or anything else about yourself to use our tools.

Where Your Calculations Happen

When you use our EMI calculators, all calculations happen entirely in your web browser on your own device. Your loan amounts, interest rates, tenure details—none of this is sent to our servers. We literally don't see or store your financial information.

Contact Form

If you choose to contact us through our contact form, we collect your name, email address, and message content solely to respond to your inquiry. We don't add you to mailing lists or share this information with anyone else.

Anonymous Usage Analytics

We use basic, privacy-friendly analytics to understand which calculators are most popular and how we can improve. This helps us know things like "500 people used the Home Loan Calculator today" but we have no idea who those people are.

What We Track (Anonymously)

• Which pages you visit (e.g., Home Loan Calculator vs Car Loan Calculator)
• General location (country/city level, not your exact address)
• Device type (desktop, mobile, tablet)
• Browser type (Chrome, Safari, Firefox, etc.)

What We Don't Track

• Your specific loan amounts or financial details
• Your exact location or IP address
• Your identity across sessions (no user IDs or profiles)
• Your browsing behavior across other websites

Cookies and Local Storage

We use minimal cookies and browser local storage only for essential functionality:

• Session cookies to remember your calculator settings during your visit (e.g., if you're comparing two loans)
• Analytics cookies for the anonymous usage tracking described above

No advertising cookies. No third-party tracking cookies. No social media tracking pixels.

How We Use Information

Since we collect almost no information, there's not much to "use." Here's what happens with the limited data we do have:

• Anonymous analytics help us improve the calculators and fix bugs
• Contact form information is used only to respond to your specific inquiry
• We use data to monitor for security issues and prevent abuse of our service

Sharing Your Information

We don't share, sell, rent, or trade your information with anyone. Period.

We're not in the business of selling data. We don't have affiliate relationships with lenders who would pay us for referrals. Your privacy is not a revenue stream for us.

Data Security

Since your calculation data never leaves your browser, you're in complete control. We can't lose what we never had.

For the minimal data we do collect (like contact form submissions), we use industry-standard security measures including encrypted connections (HTTPS), secure servers, and access controls.

Your Rights

• You can clear your browser cookies and local storage anytime
• You can use browser privacy/incognito mode for zero tracking
• If you contacted us, you can request deletion of your contact form submission

Changes to This Policy

If we make changes to this privacy policy, we'll update the "Last Updated" date at the top. We'll never change our fundamental stance: your privacy matters, and we're committed to collecting as little information as possible.

Questions?

If you have any questions about this privacy policy or how we handle data, please contact us. We're happy to explain our practices in more detail.